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Dual-Track · UK & Ireland · Q4 2026 Pilot Launch

One platform.
Three audiences.
Zero compromise.

Cryptotricity connects smart meters to live consumption data — generating Warm Homes funding evidence and MEES 2030 compliance for housing associations, churn intelligence for energy suppliers, and automatic bill credits for households.

FCA 2026 Registration Started MiCA Ireland CASP Registration Started Enterprise Ireland New Frontiers Warm Homes: SHF Aligned
The platform

Three audiences. One infrastructure spine.

Housing associations, energy suppliers, and local authorities each have a distinct commercial case. The platform, the data infrastructure, and the token are shared. Neither track subsidises the other.

🏠 Housing Association Track

Warm Homes funding evidence, MEES 2030 compliance, and debt recovery.

One-off connection fee. No SaaS. No ongoing HA cost. Cryptotricity connects smart meters across your stock, automatically generating the pre-retrofit baselines, continuous monitoring data, and post-retrofit performance delta that Warm Homes: SHF requires — as an ancillary cost inside your grant, not a charge against your operational budget.

The same infrastructure simultaneously generates verified MEES 2030 smart-readiness evidence and returns a monthly credit directly to tenant rent or service-charge accounts.

“Don’t pay for your retrofit evidence. Fund it. The evidence layer adds SAP points to your bid score and qualifies as a fundable ancillary delivery cost inside Warm Homes: SHF.”

Energy Supplier Track

Churn intelligence, DSR participation, and consumer loyalty infrastructure.

Suppliers buy churn intelligence and DSR participation through their own customer base. Connection fee plus flat monthly SaaS from Month 1. Real-time churn signals from live smart-meter consumption patterns — not retrospective billing data. 90-day exit clause if value cannot be demonstrated.

The consumer loyalty layer locks in retention. $Tricity entitlements are portable within the Cryptotricity network only — a staked customer who switches supplier stays inside the ecosystem. The earn rate a supplier offers becomes their primary competitive lever.

“The platform pays for itself if it retains one customer for six weeks. Tier 1 provides real-time churn intelligence from live smart-meter data at a fraction of the cost to replace a churned customer.”

🏛️ Local Authority Track

HRA capital investment. Warm Homes evidence. G-Cloud direct award.

Local authorities with Housing Revenue Account stock access Cryptotricity through the same model as housing associations — with the added advantage of G-Cloud direct-award procurement, removing the need for a full tender process.

The connection fee maps directly onto HRA capital expenditure codes for smart technology and energy efficiency — within standard delegated authority limits. No discretionary budget approval required at most authorities.

1.6M+ homes in UK Local Authority HRA stock. Warm Homes: SHF Wave 4 and Social Housing MEES 2030 both apply. G-Cloud listing application submitted.

The Household Track

Your smart meter,
giving back automatically.

No switching required. No wallet needed. Connect once — after that the platform works quietly in the background, earning, verifying, and crediting your bill every month.

🔌 Step 01

Connect your smart meter

Link your SMETS2 smart meter using a secure one-time code. Works with any major UK or Irish supplier. No engineer visit. Takes 2 minutes.

🌿 Step 02

Earn on Green Alerts

When renewable generation is high, you receive a Green Alert. Shift your usage — run your dishwasher, charge your EV — and earn $Tricity credits funded by the grid, not your supplier.

💵 Step 03

Stake your credits (optional)

Lock credits into a discount tier — up to 10% monthly bill reduction. No wallet required. FCA Consumer Duty compliant. One tap to unstake at any time.

Step 04

Bill credit applied automatically

A credit is sent directly to your energy provider or housing association every month. Real money. No vouchers. No delays. No action required from you.

Lifeline Mechanism

The lights should always stay on.

When Cryptotricity detects a prepayment meter balance below £10, the platform fires an emergency micro-credit directly to the meter via the DCC smart meter network — before disconnection, automatically, with no tenant action required.

Funded from a reserve held back from the HA’s settlement share. Every activation recorded as a permanent, tamper-evident XRP Ledger transaction — independently verifiable by the HA, by regulators, and at audit.

⚡ No action from the tenant. No call to their supplier. No late-night panic. The heating stays on.

4M+
prepayment meters UK
0
tenant actions needed
24/7
automatic monitoring
Lifeline protection
Platform Status

The platform is operational.

A live API runs against a documented endpoint surface. Smart-meter data integration is operating in sandbox. FCA Consumer Duty mechanics are built into the staking architecture in code — not as policy on top of code.

🔌

Live API

Production backend with Swagger reference and three role-based authentication tiers — admin, supplier, consumer.

📊

Data Integration

Smart-meter integration operating in sandbox against the primary data partner. Consent refreshed daily, readings synced continuously.

⚖️

FCA Consumer Duty in Code

24-hour cooling-off, one-click exit, and 14-day unstake return period built into the staking architecture in code.

📱

Consumer Onboarding Live

Early-access onboarding live with GDPR-compliant consent capture across sixteen UK and Irish energy supplier options.

🏢

Supplier Portal Live

Retention KPI dashboard — staking rate, churn rate, DSR participation rate — against documented endpoints.

🤖

Android Beta in Progress

Android client registered with Firebase. Build specification complete. Internal test build progressing toward Q3 2026 beta release.

Validated. Regulated. Ready.

Independent validation
in two jurisdictions.

🎍

Innovate NI Silver Level

Independently assessed innovation & commercial viability — Northern Ireland innovation framework, March 2026. Active credential underpinning Innovate UK applications.

🎍

Enterprise Ireland New Frontiers — Completed

Phase 1 completed. Ireland’s primary national entrepreneur development programme. Directly underpins CBI engagement and the Irish regulatory pathway.

🔒

FCA 2026 Cryptoasset Gateway

UK regulatory filing in progress. Initial FCA meeting scheduled July 2026. Utility token classification. Formal legal opinion commissioned before public launch.

🇮🇪

MiCA / Central Bank of Ireland

CASP registration — Irish market regulatory pathway active. Year 2 deployment targeted. CBI regulatory filing active.

🏛️

DESNZ Warm Homes Fund

Formal call for evidence response submitted April 2026. Warm Homes: SHF evidence framework aligned. Wave 4 readiness programme active.

🏛️

G-Cloud Procurement

G-Cloud listing application submitted. Direct-award route for local authority and housing association procurement — compliant with Procurement Act 2023.

Platform launch

Cryptotricity Q4 2026

Housing Association pilot launch targeted Q4 2026. Supplier track open throughout.

The team

The founders behind Cryptotricity.

Built by two founders whose combined experience maps directly onto the two core problems the platform solves: consumer retention at enterprise scale, and the engineering of complex real-time trigger systems.

Michael McDonald — Founder & CEO

20 years in customer service management across BT, HCL, and BBC Capita. The dual-track commercial model was designed by someone who has lived both halves of the problem it solves. The retention argument for energy suppliers and the debt-recovery argument for housing associations are grounded in operational experience, not theory.

Kiefer McDonald — Co-Founder & CTO

Systems and management engineering at AES Global, specialist in real-time trigger architectures. The Lifeline mechanism, smart-meter data pipelines, and DSR triggers are structurally analogous to systems Kiefer has engineered professionally. The platform is built by someone who has built this class of system before.

NED — Republic of Ireland Compliance (Active Recruitment). Cryptotricity is actively recruiting a Non-Executive Director with specialist expertise in CBI engagement, MiCA whitepaper preparation, and the Irish regulatory pathway. Appointment targeted before seed round close.

Frequently asked questions

Everything you need to know.

What is Cryptotricity?
Cryptotricity is a dual-track energy–fintech infrastructure platform. We generate Warm Homes funding evidence, MEES 2030 compliance, and debt-recovery revenue for housing associations; churn intelligence for energy suppliers; and automatic bill credits for households.
Do I need to switch energy suppliers?
No. Cryptotricity is completely supplier-agnostic. You can link your smart meter and receive rewards regardless of who you are with — Octopus, British Gas, Electric Ireland, Bord Gáis, or any other supplier.
Do I need a cryptocurrency wallet?
No. You never need a wallet to earn, redeem, or stake for bill discounts. Your balance is always shown in pounds and pence. A wallet is only needed if you actively choose to hold or trade tokens outside the platform.
I use a prepayment meter. Can I still join?
Yes — and prepayment meter customers benefit from the Lifeline Mechanism. The platform detects a critically low balance below £10 and automatically releases a micro-credit to prevent disconnection. No top-up needed. No phone call required.
What is the Warm Homes connection?
Cryptotricity generates the pre-retrofit baseline data, continuous monitoring evidence, and post-retrofit performance delta that Warm Homes: SHF requires — automatically, as a byproduct of smart-meter operation. The evidence layer qualifies as an ancillary cost inside your grant and adds SAP points to your bid score.
Is my energy data secure?
Yes. Cryptotricity follows Privacy-by-Design under the Data Use and Access Act 2025. We access only anonymised, read-only energy consumption data. You can withdraw consent at any time with a single dashboard action.
Get started

Ready to reduce your energy bill?

Join the early access list — Q4 2026 pilot launch. Or if you are an energy supplier, housing association, or local authority, explore partnership opportunities.

Contact: +44 758 848 7576  ·  web@cryptotricity.co.uk

How to get Emergency Credit on your Smart Meter across the UK

In building our system for the UK and Ireland market, CryptoTricity detects a critically low balance on your prepayment meter balance. By using the system your emergency credit is always available, it fires an emergency credit directly to your smart meter — in real time, before you disconnect. No action from you. No call to your supplier. No late-night panic. The lights stay on. Even better, by being smart with your electricity usage you could even earn money.